Lender in Pennsylvania · HMDA 2025
Kish Bank mortgages in Pennsylvania
Kish Bank's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Kish Bank originated 264 owner-occupied single-family loans in Pennsylvania from 284 completed applications.
Its median conventional purchase loan costs were $4,780 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.375% (Pennsylvania: 6.625%).
Loans in PA
264
of 284 applications
Denial rate
5.0%
Purchase · PA 6.7%
Rate spread
−0.04 pts
Conv. · PA +0.17 pts
Loan amount
$265,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 262 | 247 | 5.0% | 6.375% | −0.04 pts | $4,780 | $265,000 |
| Refinance | 4 | 4 | — | — | — | — | — |
| Cash-out refinance | 18 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Kish Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mifflin County | 1 | 63 | 16.8% |
| Huntingdon County | 1 | 35 | 11.7% |
| Centre County | 3 | 109 | 9.0% |
| Juniata County | 4 | 15 | 9.5% |
| Blair County | 17 | 23 | 2.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology