Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Wisconsin · HMDA 2025

Kohler Credit Union mortgages in Wisconsin

Kohler Credit Union's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.

Kohler Credit Union originated 306 owner-occupied single-family loans in Wisconsin from 325 completed applications.

Its median conventional purchase loan costs were $3,290 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.50% (Wisconsin: 6.625%).

Loans in WI
306
of 325 applications
Denial rate
2.5%
Purchase · WI 6.2%
Rate spread
−0.12 pts
Conv. · WI +0.12 pts
Loan amount
$235,000
Purchase · WI $275,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1581542.5%6.500%−0.12 pts$3,290$235,000
Refinance1671529.0%—−0.20 pts$1,740$165,000
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

Wisconsin counties where Kohler Credit Union ranks in the top 25

CountyRankLoansMarket share
Sheboygan County11449.4%
Manitowoc County2937.7%
Ozaukee County15292.2%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology