Lender in Wisconsin · HMDA 2025
Lake Ridge Bank mortgages in Wisconsin
Lake Ridge Bank's 2025 home-purchase and refinance lending in Wisconsin, compared with all lenders in the state.
Lake Ridge Bank originated 239 owner-occupied single-family loans in Wisconsin from 256 completed applications.
Its median conventional purchase loan costs were $3,360 versus $3,230 for all Wisconsin lenders, at a median 30-year fixed rate of 6.50% (Wisconsin: 6.625%).
Loans in WI
239
of 256 applications
Denial rate
2.4%
Purchase · WI 6.2%
Rate spread
+0.10 pts
Conv. · WI +0.12 pts
Loan amount
$355,000
Purchase · WI $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 211 | 205 | 2.4% | 6.500% | +0.10 pts | $3,360 | $355,000 |
| Refinance | 20 | 19 | 5.0% | — | — | — | — |
| Cash-out refinance | 25 | 15 | 36.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Wisconsin counties where Lake Ridge Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dane County | 10 | 164 | 2.2% |
| Green County | 10 | 11 | 2.1% |
| Sauk County | 11 | 20 | 2.3% |
| Marquette County | 16 | 3 | 1.5% |
| Iowa County | 19 | 5 | 1.6% |
| Columbia County | 25 | 9 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology