Lender in North Carolina · HMDA 2025
Latino Community Credit Union mortgages in North Carolina
Latino Community Credit Union's 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Latino Community Credit Union originated 257 owner-occupied single-family loans in North Carolina from 301 completed applications.
Its median conventional purchase loan costs were $4,900 versus $4,840 for all North Carolina lenders.
Loans in NC
257
of 301 applications
Denial rate
3.5%
Purchase · NC 7.6%
Rate spread
+0.76 pts
Conv. · NC +0.04 pts
Loan amount
$225,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 255 | 226 | 3.5% | — | +0.76 pts | $4,900 | $225,000 |
| Refinance | 7 | 3 | — | — | — | — | — |
| Cash-out refinance | 39 | 28 | 17.9% | — | −0.02 pts | $4,190 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Latino Community Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Anson County | 22 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology