Lender in Massachusetts · HMDA 2025
Leader Bank, N.A. mortgages in Massachusetts
Leader Bank, N.A.'s 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Leader Bank, N.A. originated 3,766 owner-occupied single-family loans in Massachusetts from 3,905 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $5,060 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.49% (Massachusetts: 6.575%).
Loans in MA
3,766
of 3,905 applications
Denial rate
1.6%
Purchase · MA 6.3%
Rate spread
−0.17 pts
Conv. · MA +0.02 pts
Loan amount
$575,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,181 | 3,067 | 1.6% | 6.490% | −0.17 pts | $5,060 | $575,000 |
| Refinance | 647 | 625 | 1.1% | 6.125% | −0.12 pts | $3,830 | $565,000 |
| Cash-out refinance | 77 | 74 | 0.0% | 6.490% | −0.07 pts | $3,920 | $445,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Leader Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Norfolk County | 1 | 619 | 8.2% |
| Suffolk County | 1 | 523 | 9.7% |
| Middlesex County | 2 | 1,307 | 8.2% |
| Essex County | 3 | 468 | 5.8% |
| Barnstable County | 3 | 121 | 5.1% |
| Worcester County | 5 | 342 | 3.3% |
| Plymouth County | 6 | 221 | 3.4% |
| Dukes County | 9 | 3 | 2.3% |
| Nantucket County | 9 | 2 | 3.1% |
| Bristol County | 11 | 126 | 2.1% |
| Berkshire County | 14 | 10 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology