Lender in California · HMDA 2025
Leaderone Financial Corporation mortgages in California
Leaderone Financial Corporation's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Leaderone Financial Corporation originated 310 owner-occupied single-family loans in California from 337 completed applications.
Its median conventional purchase loan costs were $9,280 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.50% (California: 6.625%).
Loans in CA
310
of 337 applications
Denial rate
6.9%
Purchase · CA 8.9%
Rate spread
+0.21 pts
Conv. · CA +0.09 pts
Loan amount
$405,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 292 | 270 | 6.9% | 6.500% | +0.21 pts | $9,280 | $405,000 |
| Refinance | 21 | 16 | 23.8% | — | — | — | — |
| Cash-out refinance | 24 | 24 | 0.0% | — | — | — | $235,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Leaderone Financial Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Merced County | 2 | 170 | 7.7% |
| Mariposa County | 7 | 4 | 2.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology