Lender in Nebraska · HMDA 2025
Liberty First Credit Union mortgages in Nebraska
Liberty First Credit Union's 2025 home-purchase and refinance lending in Nebraska, compared with all lenders in the state.
Liberty First Credit Union originated 217 owner-occupied single-family loans in Nebraska from 268 completed applications.
Its median conventional purchase loan costs were $3,060 versus $3,100 for all Nebraska lenders, at a median 30-year fixed rate of 6.49% (Nebraska: 6.624%).
Loans in NE
217
of 268 applications
Denial rate
10.6%
Purchase · NE 5.9%
Rate spread
−0.01 pts
Conv. · NE +0.13 pts
Loan amount
$255,000
Purchase · NE $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 180 | 159 | 10.6% | 6.490% | −0.01 pts | $3,060 | $255,000 |
| Refinance | 81 | 51 | 32.1% | — | +0.02 pts | $3,520 | $245,000 |
| Cash-out refinance | 7 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Nebraska counties where Liberty First Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Loup County | 2 | 1 | 50.0% |
| Perkins County | 8 | 1 | 3.1% |
| Lancaster County | 11 | 154 | 3.2% |
| Seward County | 11 | 5 | 2.1% |
| Jefferson County | 11 | 3 | 2.9% |
| Gage County | 14 | 7 | 2.3% |
| Saline County | 14 | 4 | 2.3% |
| Cherry County | 14 | 1 | 2.2% |
| Pawnee County | 14 | 1 | 3.6% |
| Saunders County | 16 | 8 | 2.2% |
| Thayer County | 16 | 1 | 2.2% |
| Otoe County | 17 | 4 | 1.7% |
| Richardson County | 17 | 1 | 1.2% |
| Kearney County | 19 | 1 | 1.5% |
| Cass County | 20 | 8 | 1.6% |
| Custer County | 24 | 1 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology