Lender in Indiana · HMDA 2025
Liberty mortgages in Indiana
Liberty's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Liberty originated 1,014 owner-occupied single-family loans in Indiana from 1,064 completed applications, making it the state's #23 lender by volume.
Its median conventional purchase loan costs were $2,820 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.625% (Indiana: 6.625%).
Loans in IN
1,014
of 1,064 applications
Denial rate
3.2%
Purchase · IN 7.4%
Rate spread
+0.20 pts
Conv. · IN +0.24 pts
Loan amount
$215,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 836 | 801 | 3.2% | 6.625% | +0.20 pts | $2,820 | $215,000 |
| Refinance | 50 | 46 | 8.0% | 6.375% | −0.01 pts | $2,760 | $215,000 |
| Cash-out refinance | 178 | 167 | 5.6% | 6.750% | +1.04 pts | $670 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Liberty ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Vanderburgh County | 1 | 461 | 17.4% |
| Gibson County | 1 | 83 | 19.4% |
| Posey County | 1 | 81 | 22.8% |
| Knox County | 1 | 49 | 13.5% |
| Warrick County | 2 | 164 | 14.8% |
| Spencer County | 2 | 19 | 9.4% |
| Daviess County | 4 | 18 | 6.6% |
| Pike County | 4 | 11 | 8.5% |
| Dubois County | 6 | 18 | 4.5% |
| Perry County | 11 | 3 | 1.3% |
| Martin County | 11 | 2 | 2.0% |
| Sullivan County | 22 | 2 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology