Lender in California · HMDA 2025
Logix Federal Credit Union mortgages in California
Logix Federal Credit Union's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Logix Federal Credit Union originated 286 owner-occupied single-family loans in California from 348 completed applications.
Its median conventional purchase loan costs were $8,550 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
286
of 348 applications
Denial rate
13.3%
Purchase · CA 8.9%
Rate spread
+0.03 pts
Conv. · CA +0.09 pts
Loan amount
$665,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 195 | 168 | 13.3% | 6.625% | +0.03 pts | $8,550 | $665,000 |
| Refinance | 78 | 62 | 19.2% | — | −0.09 pts | $3,470 | $625,000 |
| Cash-out refinance | 75 | 56 | 24.0% | — | +0.21 pts | $3,120 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology