Lender in Iowa · HMDA 2025
Luana Savings Bank mortgages in Iowa
Luana Savings Bank's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Luana Savings Bank originated 456 owner-occupied single-family loans in Iowa from 466 completed applications, making it the state's #21 lender by volume.
Its median conventional purchase loan costs were $1,380 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.25% (Iowa: 6.375%).
Loans in IA
456
of 466 applications
Denial rate
2.0%
Purchase · IA 6.3%
Rate spread
−0.34 pts
Conv. · IA −0.05 pts
Loan amount
$285,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 306 | 299 | 2.0% | 6.250% | −0.34 pts | $1,380 | $285,000 |
| Refinance | 151 | 148 | 2.0% | 6.125% | −0.25 pts | $1,090 | $265,000 |
| Cash-out refinance | 9 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Luana Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clayton County | 1 | 29 | 17.0% |
| Allamakee County | 1 | 21 | 17.6% |
| Fayette County | 2 | 19 | 9.2% |
| Winneshiek County | 3 | 15 | 13.5% |
| Dallas County | 5 | 100 | 4.0% |
| Chickasaw County | 6 | 7 | 4.6% |
| Warren County | 8 | 32 | 2.6% |
| Howard County | 8 | 2 | 2.7% |
| Lucas County | 11 | 3 | 2.1% |
| Polk County | 14 | 164 | 2.0% |
| Madison County | 15 | 6 | 2.0% |
| Adams County | 16 | 1 | 2.7% |
| Mitchell County | 16 | 1 | 1.5% |
| Wayne County | 17 | 1 | 1.4% |
| Story County | 20 | 12 | 1.2% |
| Bremer County | 20 | 3 | 0.8% |
| Audubon County | 20 | 1 | 1.3% |
| Floyd County | 23 | 1 | 1.3% |
| Hamilton County | 24 | 2 | 1.4% |
| Mahaska County | 24 | 2 | 0.7% |
| Keokuk County | 24 | 1 | 1.0% |
| Monroe County | 25 | 1 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology