Members Mortgage Services, L.L.C.: 2025 mortgage rates, costs & approvals
How Members Mortgage Services, L.L.C. priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: Members Mortgage Services, L.L.C. · LEI 549300JMT2KAYN9PTX82
In 2025, Members Mortgage Services, L.L.C. originated 276 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 4 states — 1035th by volume among the 2,017 lenders profiled here.
It denied 10.8% of completed home-purchase applications (all lenders: 8.5%).
How Members Mortgage Services, L.L.C. priced home-purchase loans
| Purchase loans, 2025 | Members Mortgage Services, L.L.C. | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | — | 6.625% |
| 30-year fixed rate · FHA | 6.250% | 6.250% |
| 30-year fixed rate · VA | 6.125% | 6.125% |
| 15-year fixed rate · conventional | — | 5.875% |
| Rate spread vs. APOR · conventional | — | +0.13 pts |
| Total loan costs · conventional | — | $5,570 |
| Total loan costs · FHA | $6,490 | $11,310 |
| Total loan costs · VA | $4,260 | $6,490 |
| Origination charges (all types) | $1,110 | $1,860 |
| Borrowers paying discount points | 60.9% | 51.3% |
| Points paid, when paid (% of loan) | 0.32% | 0.87% |
| Borrowers receiving lender credits | 15.8% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Why Members Mortgage Services, L.L.C. denied purchase applications
First reason the lender reported for each denied home-purchase application.
Where Members Mortgage Services, L.L.C. lends
Counties where Members Mortgage Services, L.L.C. is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Osborne County, KS | 8 | 1 | 5.6% |
| Chautauqua County, KS | 9 | 1 | 5.3% |
| Ness County, KS | 7 | 1 | 5.3% |
| Greenwood County, KS | 7 | 2 | 5.1% |
| Lyon County, KS | 5 | 11 | 4.4% |
| Edwards County, KS | 11 | 1 | 4.0% |
| Wayne County, MO | 11 | 3 | 3.2% |
| Reno County, KS | 9 | 20 | 2.7% |
| Bourbon County, KS | 11 | 3 | 2.6% |
| Harvey County, KS | 11 | 11 | 2.5% |
| Cowley County, KS | 12 | 7 | 2.2% |
| Pawnee County, KS | 12 | 2 | 2.0% |
| Marshall County, KS | 17 | 1 | 1.7% |
| Marion County, KS | 21 | 2 | 1.7% |
| Kearney County, NE | 20 | 1 | 1.5% |
Check Members Mortgage Services, L.L.C. yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 549300JMT2KAYN9PTX82.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Members Mortgage Services, L.L.C. with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology