Lender in Pennsylvania · HMDA 2025
Mid Penn Bank mortgages in Pennsylvania
Mid Penn Bank's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Mid Penn Bank originated 277 owner-occupied single-family loans in Pennsylvania from 301 completed applications.
Its median conventional purchase loan costs were $5,270 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.624% (Pennsylvania: 6.625%).
Loans in PA
277
of 301 applications
Denial rate
4.0%
Purchase · PA 6.7%
Rate spread
+0.11 pts
Conv. · PA +0.17 pts
Loan amount
$285,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 253 | 243 | 4.0% | 6.624% | +0.11 pts | $5,270 | $285,000 |
| Refinance | 31 | 23 | 25.8% | — | +0.14 pts | $3,840 | $235,000 |
| Cash-out refinance | 17 | 11 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Mid Penn Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Schuylkill County | 19 | 14 | 0.9% |
| Juniata County | 20 | 1 | 0.6% |
| Delaware County | 24 | 51 | 0.8% |
| Dauphin County | 24 | 31 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology