Lender in Oklahoma · HMDA 2025
MidFirst Bank mortgages in Oklahoma
MidFirst Bank's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
MidFirst Bank originated 274 owner-occupied single-family loans in Oklahoma from 327 completed applications.
Its median conventional purchase loan costs were $4,130 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.50% (Oklahoma: 6.625%).
Loans in OK
274
of 327 applications
Denial rate
9.0%
Purchase · OK 7.6%
Rate spread
−0.19 pts
Conv. · OK +0.21 pts
Loan amount
$405,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 289 | 252 | 9.0% | 6.500% | −0.19 pts | $4,130 | $405,000 |
| Refinance | 22 | 15 | 31.8% | — | — | — | — |
| Cash-out refinance | 16 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where MidFirst Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Woodward County | 7 | 5 | 3.3% |
| Kiowa County | 13 | 1 | 1.4% |
| Oklahoma County | 16 | 157 | 1.6% |
| McCurtain County | 25 | 1 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology