Lender in Georgia · HMDA 2025
Milend, Inc. mortgages in Georgia
Milend, Inc.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Milend, Inc. originated 431 owner-occupied single-family loans in Georgia from 624 completed applications.
Its median conventional purchase loan costs were $9,090 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.50% (Georgia: 6.624%).
Loans in GA
431
of 624 applications
Denial rate
3.1%
Purchase · GA 9.9%
Rate spread
+0.11 pts
Conv. · GA +0.13 pts
Loan amount
$355,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 64 | 62 | 3.1% | 6.500% | +0.11 pts | $9,090 | $355,000 |
| Refinance | 560 | 369 | 26.8% | 6.500% | +0.19 pts | $10,760 | $275,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Milend, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Glascock County | 8 | 1 | 5.6% |
| Calhoun County | 11 | 1 | 4.5% |
| Warren County | 17 | 1 | 3.2% |
| Chattooga County | 19 | 3 | 1.5% |
| Franklin County | 22 | 3 | 1.1% |
| Morgan County | 23 | 3 | 0.9% |
| Berrien County | 23 | 2 | 1.1% |
| Rabun County | 23 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology