Lender in California · HMDA 2025
Mission mortgages in California
Mission's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Mission originated 630 owner-occupied single-family loans in California from 750 completed applications.
Its median conventional purchase loan costs were $6,960 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.50% (California: 6.625%).
Loans in CA
630
of 750 applications
Denial rate
1.5%
Purchase · CA 8.9%
Rate spread
−0.76 pts
Conv. · CA +0.09 pts
Loan amount
$825,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 519 | 437 | 1.5% | 6.500% | −0.76 pts | $6,960 | $825,000 |
| Refinance | 176 | 158 | 5.1% | — | −0.79 pts | $3,680 | $905,000 |
| Cash-out refinance | 55 | 35 | 29.1% | — | −0.79 pts | $3,710 | $525,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Mission ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| San Diego County | 7 | 624 | 2.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology