Lender in Oregon · HMDA 2025
Mortgage Express, LLC mortgages in Oregon
Mortgage Express, LLC's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Mortgage Express, LLC originated 988 owner-occupied single-family loans in Oregon from 1,151 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $7,120 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.625% (Oregon: 6.625%).
Loans in OR
988
of 1,151 applications
Denial rate
3.5%
Purchase · OR 5.7%
Rate spread
+0.22 pts
Conv. · OR +0.12 pts
Loan amount
$425,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 944 | 821 | 3.5% | 6.625% | +0.22 pts | $7,120 | $425,000 |
| Refinance | 132 | 109 | 4.5% | 6.250% | −0.00 pts | $4,810 | $445,000 |
| Cash-out refinance | 75 | 58 | 6.7% | 6.750% | +0.30 pts | $5,480 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Mortgage Express, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Benton County | 1 | 54 | 7.7% |
| Yamhill County | 4 | 65 | 5.3% |
| Umatilla County | 4 | 44 | 4.7% |
| Gilliam County | 6 | 1 | 5.9% |
| Washington County | 7 | 219 | 3.0% |
| Clackamas County | 8 | 140 | 2.8% |
| Marion County | 8 | 93 | 2.6% |
| Multnomah County | 10 | 190 | 2.2% |
| Morrow County | 10 | 3 | 2.5% |
| Columbia County | 11 | 11 | 1.6% |
| Jackson County | 13 | 41 | 1.6% |
| Linn County | 14 | 29 | 1.9% |
| Jefferson County | 16 | 5 | 1.6% |
| Polk County | 18 | 15 | 1.4% |
| Klamath County | 18 | 11 | 1.4% |
| Grant County | 21 | 1 | 1.5% |
| Josephine County | 22 | 7 | 0.8% |
| Lincoln County | 23 | 6 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology