Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Pennsylvania · HMDA 2025

MortgageCountry, LLC mortgages in Pennsylvania

MortgageCountry, LLC's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.

MortgageCountry, LLC originated 338 owner-occupied single-family loans in Pennsylvania from 339 completed applications.

Its median conventional purchase loan costs were $5,020 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.50% (Pennsylvania: 6.625%).

Loans in PA
338
of 339 applications
Denial rate
0.4%
Purchase · PA 6.7%
Rate spread
−0.05 pts
Conv. · PA +0.17 pts
Loan amount
$405,000
Purchase · PA $275,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2432420.4%6.500%−0.05 pts$5,020$405,000
Refinance76760.0%6.125%−0.04 pts$110$485,000
Cash-out refinance20200.0%———$365,000

*Conventional loans only; medians with at least 20 loans.

Pennsylvania counties where MortgageCountry, LLC ranks in the top 25

CountyRankLoansMarket share
Philadelphia County211311.1%
Montgomery County25931.0%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology