Lender in Oregon · HMDA 2025
Nations Direct Mortgage, LLC mortgages in Oregon
Nations Direct Mortgage, LLC's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Nations Direct Mortgage, LLC originated 1,268 owner-occupied single-family loans in Oregon from 1,287 completed applications, making it the state's #6 lender by volume.
Its median conventional purchase loan costs were $6,440 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.615% (Oregon: 6.625%).
Loans in OR
1,268
of 1,287 applications
Denial rate
1.3%
Purchase · OR 5.7%
Rate spread
+0.11 pts
Conv. · OR +0.12 pts
Loan amount
$445,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,079 | 1,065 | 1.3% | 6.615% | +0.11 pts | $6,440 | $445,000 |
| Refinance | 99 | 97 | 2.0% | 6.490% | +0.01 pts | $8,610 | $445,000 |
| Cash-out refinance | 109 | 106 | 2.8% | 6.625% | +0.14 pts | $6,910 | $365,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Nations Direct Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Columbia County | 2 | 60 | 8.9% |
| Marion County | 4 | 141 | 4.0% |
| Polk County | 4 | 42 | 3.9% |
| Multnomah County | 5 | 332 | 3.8% |
| Clackamas County | 5 | 210 | 4.2% |
| Wheeler County | 6 | 1 | 9.1% |
| Washington County | 8 | 218 | 3.0% |
| Yamhill County | 9 | 33 | 2.7% |
| Josephine County | 10 | 23 | 2.5% |
| Union County | 10 | 6 | 2.1% |
| Linn County | 12 | 35 | 2.3% |
| Clatsop County | 12 | 11 | 2.3% |
| Deschutes County | 14 | 61 | 1.8% |
| Hood River County | 18 | 3 | 1.7% |
| Benton County | 19 | 9 | 1.3% |
| Lincoln County | 20 | 7 | 1.5% |
| Jefferson County | 20 | 4 | 1.3% |
| Crook County | 21 | 6 | 1.3% |
| Coos County | 22 | 7 | 1.0% |
| Curry County | 22 | 2 | 1.3% |
| Tillamook County | 24 | 3 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology