Lender in Oregon · HMDA 2025
Nations Lending Corporation mortgages in Oregon
Nations Lending Corporation's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Nations Lending Corporation originated 243 owner-occupied single-family loans in Oregon from 274 completed applications.
Its median conventional purchase loan costs were $4,470 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.50% (Oregon: 6.625%).
Loans in OR
243
of 274 applications
Denial rate
0.0%
Purchase · OR 5.7%
Rate spread
+0.02 pts
Conv. · OR +0.12 pts
Loan amount
$345,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 234 | 208 | 0.0% | 6.500% | +0.02 pts | $4,470 | $345,000 |
| Refinance | 23 | 21 | 4.3% | — | — | — | $325,000 |
| Cash-out refinance | 17 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Nations Lending Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Josephine County | 1 | 141 | 15.6% |
| Jackson County | 8 | 79 | 3.1% |
| Curry County | 16 | 2 | 1.3% |
| Crook County | 25 | 4 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology