Lender in Rhode Island · HMDA 2025
Navigant Credit Union mortgages in Rhode Island
Navigant Credit Union's 2025 home-purchase and refinance lending in Rhode Island, compared with all lenders in the state.
Navigant Credit Union originated 581 owner-occupied single-family loans in Rhode Island from 629 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $3,600 versus $5,000 for all Rhode Island lenders, at a median 30-year fixed rate of 6.50% (Rhode Island: 6.625%).
Loans in RI
581
of 629 applications
Denial rate
1.3%
Purchase · RI 6.6%
Rate spread
−0.13 pts
Conv. · RI +0.16 pts
Loan amount
$385,000
Purchase · RI $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 473 | 453 | 1.3% | 6.500% | −0.13 pts | $3,600 | $385,000 |
| Refinance | 54 | 46 | 11.1% | — | −0.13 pts | $3,310 | $385,000 |
| Cash-out refinance | 102 | 82 | 13.7% | 6.750% | −0.86 pts | $3,070 | $315,000 |
*Conventional loans only; medians with at least 20 loans.
Rhode Island counties where Navigant Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Providence County | 1 | 427 | 6.2% |
| Washington County | 4 | 48 | 3.7% |
| Bristol County | 6 | 17 | 3.4% |
| Kent County | 8 | 80 | 3.1% |
| Newport County | 21 | 9 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology