Lender in Ohio · HMDA 2025
Navy Federal Credit Union mortgages in Ohio
Navy Federal Credit Union's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Navy Federal Credit Union originated 959 owner-occupied single-family loans in Ohio from 1,135 completed applications.
Its median conventional purchase loan costs were $3,170 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
959
of 1,135 applications
Denial rate
10.5%
Purchase · OH 7.1%
Rate spread
+0.01 pts
Conv. · OH +0.22 pts
Loan amount
$265,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 884 | 781 | 10.5% | 6.625% | +0.01 pts | $3,170 | $265,000 |
| Refinance | 99 | 77 | 21.2% | — | −0.34 pts | $2,840 | $305,000 |
| Cash-out refinance | 152 | 101 | 33.6% | 6.750% | +0.24 pts | $2,140 | $245,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Navy Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ashland County | 13 | 10 | 1.6% |
| Richland County | 15 | 17 | 1.1% |
| Belmont County | 17 | 7 | 1.1% |
| Jackson County | 17 | 4 | 1.3% |
| Greene County | 18 | 41 | 1.5% |
| Darke County | 18 | 9 | 1.4% |
| Monroe County | 19 | 1 | 0.9% |
| Noble County | 19 | 1 | 1.0% |
| Paulding County | 20 | 2 | 0.8% |
| Columbiana County | 21 | 11 | 1.0% |
| Scioto County | 21 | 6 | 0.9% |
| Geauga County | 22 | 12 | 1.0% |
| Knox County | 22 | 10 | 1.1% |
| Guernsey County | 23 | 4 | 1.0% |
| Wood County | 24 | 16 | 1.0% |
| Hancock County | 24 | 7 | 0.7% |
| Mercer County | 24 | 2 | 0.9% |
| Montgomery County | 25 | 81 | 1.0% |
| Lake County | 25 | 30 | 0.8% |
- Navy Federal Credit Union nationwide
- Ohio mortgage market
- Navy Federal Credit Union in Florida
- Navy Federal Credit Union in Virginia
- Navy Federal Credit Union in Texas
- Navy Federal Credit Union in North Carolina
- Navy Federal Credit Union in Georgia
- Navy Federal Credit Union in Maryland
- Navy Federal Credit Union in California
- Navy Federal Credit Union in South Carolina
- Navy Federal Credit Union in Pennsylvania
- Navy Federal Credit Union in Tennessee
- Navy Federal Credit Union in Washington
- Navy Federal Credit Union in Alabama
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology