Lender in Kansas · HMDA 2025
NBH Bank mortgages in Kansas
NBH Bank's 2025 home-purchase and refinance lending in Kansas, compared with all lenders in the state.
NBH Bank originated 366 owner-occupied single-family loans in Kansas from 388 completed applications, making it the state's #21 lender by volume.
Its median conventional purchase loan costs were $2,730 versus $3,290 for all Kansas lenders, at a median 30-year fixed rate of 6.624% (Kansas: 6.625%).
Loans in KS
366
of 388 applications
Denial rate
3.2%
Purchase · KS 6.6%
Rate spread
+0.18 pts
Conv. · KS +0.18 pts
Loan amount
$185,000
Purchase · KS $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 348 | 336 | 3.2% | 6.624% | +0.18 pts | $2,730 | $185,000 |
| Refinance | 20 | 14 | 25.0% | — | — | — | — |
| Cash-out refinance | 20 | 16 | 20.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Kansas counties where NBH Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lyon County | 1 | 71 | 28.2% |
| Saline County | 1 | 51 | 12.3% |
| Chase County | 1 | 7 | 30.4% |
| Greenwood County | 1 | 4 | 10.3% |
| Ottawa County | 3 | 6 | 9.5% |
| Ellsworth County | 4 | 2 | 8.3% |
| Shawnee County | 7 | 108 | 4.5% |
| Douglas County | 9 | 35 | 2.6% |
| Osage County | 10 | 7 | 2.9% |
| Morris County | 10 | 2 | 2.9% |
| Marion County | 12 | 3 | 2.5% |
| Rush County | 12 | 1 | 3.9% |
| Coffey County | 14 | 2 | 2.3% |
| Jefferson County | 15 | 5 | 1.6% |
| Franklin County | 16 | 7 | 1.6% |
| Dickinson County | 17 | 3 | 1.3% |
| Sherman County | 19 | 1 | 2.6% |
| Wabaunsee County | 23 | 2 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology