Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Massachusetts · HMDA 2025

New Fed Mortgage, Corp. mortgages in Massachusetts

New Fed Mortgage, Corp.'s 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.

New Fed Mortgage, Corp. originated 543 owner-occupied single-family loans in Massachusetts from 573 completed applications.

Its median conventional purchase loan costs were $5,430 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.75% (Massachusetts: 6.575%).

Loans in MA
543
of 573 applications
Denial rate
4.3%
Purchase · MA 6.3%
Rate spread
+0.25 pts
Conv. · MA +0.02 pts
Loan amount
$495,000
Purchase · MA $495,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase4434234.3%6.750%+0.25 pts$5,430$495,000
Refinance87825.8%6.500%+0.15 pts$4,080$505,000
Cash-out refinance433811.6%6.875%+0.36 pts$4,790$435,000

*Conventional loans only; medians with at least 20 loans.

Massachusetts counties where New Fed Mortgage, Corp. ranks in the top 25

CountyRankLoansMarket share
Essex County111401.7%
Suffolk County24500.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology