Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in New York · HMDA 2025

Newrez LLC mortgages in New York

Newrez LLC's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.

Newrez LLC originated 2,152 owner-occupied single-family loans in New York from 3,670 completed applications, making it the state's #13 lender by volume.

Its median conventional purchase loan costs were $9,390 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.625% (New York: 6.50%).

Loans in NY
2,152
of 3,670 applications
Denial rate
11.3%
Purchase · NY 9.5%
Rate spread
+0.27 pts
Conv. · NY +0.07 pts
Loan amount
$435,000
Purchase · NY $375,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase1,6071,40911.3%6.625%+0.27 pts$9,390$435,000
Refinance54725252.3%6.250%−0.07 pts$6,450$455,000
Cash-out refinance1,51649166.8%6.750%+0.43 pts$8,720$295,000

*Conventional loans only; medians with at least 20 loans.

New York counties where Newrez LLC ranks in the top 25

Showing the 30 counties where it ranks highest, of 44.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology