Lender in Iowa · HMDA 2025
Northwest Bank mortgages in Iowa
Northwest Bank's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Northwest Bank originated 892 owner-occupied single-family loans in Iowa from 955 completed applications, making it the state's #9 lender by volume.
Its median conventional purchase loan costs were $2,550 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.50% (Iowa: 6.375%).
Loans in IA
892
of 955 applications
Denial rate
1.8%
Purchase · IA 6.3%
Rate spread
+0.10 pts
Conv. · IA −0.05 pts
Loan amount
$225,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 757 | 732 | 1.8% | 6.500% | +0.10 pts | $2,550 | $225,000 |
| Refinance | 131 | 106 | 12.2% | 6.250% | −0.01 pts | $2,320 | $315,000 |
| Cash-out refinance | 67 | 54 | 17.9% | 6.750% | +0.15 pts | $2,370 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Northwest Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 34.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clay County | 1 | 70 | 44.6% |
| Dickinson County | 1 | 55 | 27.9% |
| Palo Alto County | 1 | 19 | 27.1% |
| Emmet County | 1 | 17 | 19.8% |
| Union County | 1 | 17 | 12.9% |
| Humboldt County | 1 | 16 | 13.6% |
| Plymouth County | 2 | 37 | 13.7% |
| Kossuth County | 2 | 21 | 15.6% |
| Ringgold County | 2 | 4 | 8.0% |
| Woodbury County | 3 | 85 | 6.9% |
| Webster County | 3 | 49 | 12.7% |
| Sioux County | 3 | 31 | 7.2% |
| Taylor County | 3 | 6 | 12.2% |
| Pocahontas County | 4 | 5 | 6.6% |
| Story County | 6 | 43 | 4.3% |
| O'Brien County | 6 | 8 | 5.8% |
| Page County | 6 | 6 | 3.3% |
| Sac County | 6 | 5 | 5.4% |
| Wright County | 6 | 4 | 4.2% |
| Polk County | 7 | 229 | 2.9% |
| Buena Vista County | 7 | 8 | 4.3% |
| Dallas County | 9 | 65 | 2.6% |
| Calhoun County | 9 | 3 | 3.5% |
| Adair County | 10 | 2 | 3.4% |
| Boone County | 11 | 11 | 2.7% |
| Osceola County | 11 | 2 | 4.8% |
| Warren County | 14 | 25 | 2.0% |
| Ida County | 15 | 1 | 1.3% |
| Greene County | 16 | 2 | 1.9% |
| Madison County | 20 | 5 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology