Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Florida · HMDA 2025

NQM Funding, LLC mortgages in Florida

NQM Funding, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.

NQM Funding, LLC originated 592 owner-occupied single-family loans in Florida from 775 completed applications.

Its median conventional purchase loan costs were $10,810 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.999% (Florida: 6.625%).

Loans in FL
592
of 775 applications
Denial rate
16.2%
Purchase · FL 12.8%
Rate spread
+0.67 pts
Conv. · FL +0.14 pts
Loan amount
$455,000
Purchase · FL $345,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase62348816.2%6.999%+0.67 pts$10,810$455,000
Refinance15210419.1%7.250%+0.83 pts$8,920$445,000
Cash-out refinance00—————

*Conventional loans only; medians with at least 20 loans.

Florida counties where NQM Funding, LLC ranks in the top 25

CountyRankLoansMarket share
Palm Beach County171631.0%
Martin County19221.0%
St. Lucie County20711.0%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology