Lender in Illinois · HMDA 2025
Numark Credit Union mortgages in Illinois
Numark Credit Union's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Numark Credit Union originated 213 owner-occupied single-family loans in Illinois from 230 completed applications.
Its median conventional purchase loan costs were $5,320 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.625% (Illinois: 6.625%).
Loans in IL
213
of 230 applications
Denial rate
3.9%
Purchase · IL 9.2%
Rate spread
+0.26 pts
Conv. · IL +0.27 pts
Loan amount
$235,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 155 | 147 | 3.9% | 6.625% | +0.26 pts | $5,320 | $235,000 |
| Refinance | 74 | 65 | 10.8% | 6.375% | −0.04 pts | $2,210 | $215,000 |
| Cash-out refinance | 1 | 1 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Numark Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Grundy County | 15 | 11 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology