Lender in Tennessee · HMDA 2025
One Bank of Tennessee mortgages in Tennessee
One Bank of Tennessee's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
One Bank of Tennessee originated 220 owner-occupied single-family loans in Tennessee from 234 completed applications.
Its median conventional purchase loan costs were $2,280 versus $5,320 for all Tennessee lenders.
Loans in TN
220
of 234 applications
Denial rate
4.5%
Purchase · TN 7.7%
Rate spread
+0.75 pts
Conv. · TN +0.11 pts
Loan amount
$285,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 110 | 103 | 4.5% | — | +0.75 pts | $2,280 | $285,000 |
| Refinance | 124 | 117 | 4.8% | — | +0.79 pts | $750 | $145,000 |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where One Bank of Tennessee ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Putnam County | 1 | 88 | 8.2% |
| Overton County | 1 | 28 | 10.4% |
| Morgan County | 5 | 8 | 4.1% |
| Cumberland County | 6 | 38 | 4.3% |
| Fentress County | 7 | 14 | 4.8% |
| Clay County | 7 | 2 | 3.0% |
| White County | 8 | 12 | 2.8% |
| Pickett County | 8 | 1 | 2.4% |
| Van Buren County | 15 | 1 | 1.2% |
| Scott County | 17 | 3 | 1.1% |
| Jackson County | 17 | 2 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology