Lender in California · HMDA 2025
Peak Residential Lending Inc. mortgages in California
Peak Residential Lending Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Peak Residential Lending Inc. originated 256 owner-occupied single-family loans in California from 256 completed applications.
Its median conventional purchase loan costs were $8,210 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
256
of 256 applications
Denial rate
0.0%
Purchase · CA 8.9%
Rate spread
+0.39 pts
Conv. · CA +0.09 pts
Loan amount
$395,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 230 | 230 | 0.0% | 6.750% | +0.39 pts | $8,210 | $395,000 |
| Refinance | 11 | 11 | — | — | — | — | — |
| Cash-out refinance | 15 | 15 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
California counties where Peak Residential Lending Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sutter County | 2 | 70 | 8.8% |
| Yuba County | 8 | 38 | 2.8% |
| Colusa County | 20 | 2 | 1.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology