Lender in Ohio · HMDA 2025
Peoples Bank mortgages in Ohio
Peoples Bank's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Peoples Bank originated 368 owner-occupied single-family loans in Ohio from 437 completed applications.
Its median conventional purchase loan costs were $3,320 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
368
of 437 applications
Denial rate
10.6%
Purchase · OH 7.1%
Rate spread
+0.25 pts
Conv. · OH +0.22 pts
Loan amount
$165,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 357 | 308 | 10.6% | 6.625% | +0.25 pts | $3,320 | $165,000 |
| Refinance | 28 | 23 | 17.9% | — | +0.32 pts | $3,230 | $125,000 |
| Cash-out refinance | 52 | 37 | 26.9% | — | +0.37 pts | $3,380 | $125,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Peoples Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washington County | 2 | 56 | 10.3% |
| Morgan County | 2 | 14 | 11.4% |
| Athens County | 3 | 16 | 5.3% |
| Meigs County | 4 | 9 | 7.0% |
| Noble County | 5 | 7 | 7.2% |
| Brown County | 7 | 19 | 3.1% |
| Guernsey County | 7 | 16 | 4.0% |
| Scioto County | 9 | 24 | 3.5% |
| Highland County | 10 | 13 | 2.6% |
| Jackson County | 11 | 7 | 2.2% |
| Lawrence County | 13 | 12 | 2.3% |
| Coshocton County | 13 | 9 | 2.2% |
| Clinton County | 15 | 11 | 1.9% |
| Adams County | 15 | 5 | 1.9% |
| Gallia County | 16 | 4 | 1.6% |
| Muskingum County | 24 | 9 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology