Lender in Illinois · HMDA 2025
Peoples National Bank , N.A. mortgages in Illinois
Peoples National Bank , N.A.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Peoples National Bank , N.A. originated 215 owner-occupied single-family loans in Illinois from 254 completed applications.
Its median conventional purchase loan costs were $2,410 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.50% (Illinois: 6.625%).
Loans in IL
215
of 254 applications
Denial rate
9.9%
Purchase · IL 9.2%
Rate spread
+0.12 pts
Conv. · IL +0.27 pts
Loan amount
$115,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 212 | 187 | 9.9% | 6.500% | +0.12 pts | $2,410 | $115,000 |
| Refinance | 18 | 13 | — | — | — | — | — |
| Cash-out refinance | 24 | 15 | 33.3% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Peoples National Bank , N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jefferson County | 1 | 35 | 13.3% |
| Saline County | 1 | 33 | 18.2% |
| Wayne County | 1 | 21 | 24.1% |
| Hamilton County | 1 | 19 | 46.3% |
| White County | 2 | 17 | 13.5% |
| Franklin County | 3 | 28 | 8.1% |
| Marion County | 4 | 24 | 7.4% |
| Edwards County | 5 | 2 | 7.1% |
| Gallatin County | 6 | 2 | 6.7% |
| Johnson County | 8 | 3 | 3.6% |
| Perry County | 12 | 3 | 2.5% |
| Union County | 14 | 2 | 1.8% |
| Williamson County | 15 | 14 | 1.8% |
| Jackson County | 18 | 5 | 1.5% |
| Crawford County | 25 | 1 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology