Lender in Nebraska · HMDA 2025
Pinnacle Bank mortgages in Nebraska
Pinnacle Bank's 2025 home-purchase and refinance lending in Nebraska, compared with all lenders in the state.
Pinnacle Bank originated 1,351 owner-occupied single-family loans in Nebraska from 1,421 completed applications, making it the state's #4 lender by volume.
Its median conventional purchase loan costs were $2,740 versus $3,100 for all Nebraska lenders, at a median 30-year fixed rate of 6.49% (Nebraska: 6.624%).
Loans in NE
1,351
of 1,421 applications
Denial rate
2.4%
Purchase · NE 5.9%
Rate spread
+0.09 pts
Conv. · NE +0.13 pts
Loan amount
$245,000
Purchase · NE $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,147 | 1,107 | 2.4% | 6.490% | +0.09 pts | $2,740 | $245,000 |
| Refinance | 218 | 195 | 10.1% | 6.125% | +0.60 pts | $1,160 | $195,000 |
| Cash-out refinance | 56 | 49 | 12.5% | 6.750% | +0.11 pts | $2,690 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Nebraska counties where Pinnacle Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 60.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Buffalo County | 1 | 126 | 23.6% |
| Adams County | 1 | 95 | 28.2% |
| Hamilton County | 1 | 41 | 23.8% |
| Holt County | 1 | 24 | 30.4% |
| Merrick County | 1 | 22 | 19.1% |
| Kearney County | 1 | 20 | 30.3% |
| Clay County | 1 | 18 | 22.2% |
| Colfax County | 1 | 17 | 21.0% |
| Polk County | 1 | 16 | 25.0% |
| Perkins County | 1 | 13 | 40.6% |
| Chase County | 1 | 12 | 34.3% |
| Antelope County | 1 | 10 | 15.9% |
| Butler County | 1 | 8 | 8.9% |
| Dundy County | 1 | 7 | 38.9% |
| Howard County | 1 | 7 | 9.7% |
| Franklin County | 1 | 6 | 17.1% |
| Hayes County | 1 | 3 | 50.0% |
| Dodge County | 2 | 69 | 13.8% |
| Platte County | 2 | 61 | 14.4% |
| Garfield County | 2 | 2 | 11.1% |
| Arthur County | 2 | 1 | 33.3% |
| Dawson County | 3 | 22 | 8.1% |
| Red Willow County | 3 | 13 | 8.9% |
| Keith County | 3 | 12 | 11.1% |
| Phelps County | 3 | 9 | 9.0% |
| Boone County | 3 | 5 | 9.6% |
| Webster County | 3 | 5 | 13.9% |
| Cherry County | 3 | 3 | 6.5% |
| Furnas County | 3 | 3 | 6.0% |
| Sherman County | 3 | 2 | 9.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology