Lender in Michigan · HMDA 2025
Primelending, a Plainscapital Company mortgages in Michigan
Primelending, a Plainscapital Company's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Primelending, a Plainscapital Company originated 252 owner-occupied single-family loans in Michigan from 286 completed applications.
Its median conventional purchase loan costs were $5,880 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.875% (Michigan: 6.625%).
Loans in MI
252
of 286 applications
Denial rate
2.2%
Purchase · MI 7.8%
Rate spread
+0.45 pts
Conv. · MI +0.23 pts
Loan amount
$255,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 231 | 207 | 2.2% | 6.875% | +0.45 pts | $5,880 | $255,000 |
| Refinance | 23 | 19 | 8.7% | — | — | — | — |
| Cash-out refinance | 32 | 26 | 12.5% | 7.375% | +0.73 pts | $6,280 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Primelending, a Plainscapital Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Kalamazoo County | 20 | 33 | 1.0% |
- Primelending, a Plainscapital Company nationwide
- Michigan mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology