Lender in Minnesota · HMDA 2025
Primelending, a Plainscapital Company mortgages in Minnesota
Primelending, a Plainscapital Company's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Primelending, a Plainscapital Company originated 353 owner-occupied single-family loans in Minnesota from 385 completed applications.
Its median conventional purchase loan costs were $5,370 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.625% (Minnesota: 6.625%).
Loans in MN
353
of 385 applications
Denial rate
1.3%
Purchase · MN 5.2%
Rate spread
+0.17 pts
Conv. · MN +0.15 pts
Loan amount
$275,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 299 | 286 | 1.3% | 6.625% | +0.17 pts | $5,370 | $275,000 |
| Refinance | 63 | 50 | 15.9% | 6.125% | −0.02 pts | $4,500 | $305,000 |
| Cash-out refinance | 23 | 17 | 17.4% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Primelending, a Plainscapital Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Swift County | 4 | 4 | 4.5% |
| Grant County | 4 | 3 | 4.3% |
| Morrison County | 7 | 13 | 3.4% |
| Kanabec County | 7 | 5 | 2.4% |
| Benton County | 8 | 16 | 2.9% |
| Faribault County | 8 | 3 | 2.4% |
| Todd County | 11 | 5 | 1.9% |
| Wilkin County | 13 | 1 | 1.3% |
| Meeker County | 14 | 5 | 1.7% |
| Wabasha County | 15 | 5 | 1.8% |
| Dodge County | 17 | 5 | 1.6% |
| Beltrami County | 18 | 3 | 1.1% |
| Stearns County | 19 | 29 | 1.5% |
| Lyon County | 21 | 2 | 0.8% |
| Redwood County | 21 | 1 | 0.6% |
| Martin County | 22 | 2 | 0.9% |
| Cottonwood County | 22 | 1 | 0.9% |
| Brown County | 23 | 2 | 0.7% |
| Jackson County | 23 | 1 | 1.0% |
| Murray County | 23 | 1 | 1.2% |
| Kandiyohi County | 24 | 4 | 0.9% |
- Primelending, a Plainscapital Company nationwide
- Minnesota mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology