Lender in Indiana · HMDA 2025
Profed Credit Union mortgages in Indiana
Profed Credit Union's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Profed Credit Union originated 264 owner-occupied single-family loans in Indiana from 389 completed applications.
Its median conventional purchase loan costs were $2,570 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.375% (Indiana: 6.625%).
Loans in IN
264
of 389 applications
Denial rate
5.4%
Purchase · IN 7.4%
Rate spread
−0.03 pts
Conv. · IN +0.24 pts
Loan amount
$235,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 259 | 193 | 5.4% | 6.375% | −0.03 pts | $2,570 | $235,000 |
| Refinance | 44 | 24 | 6.8% | — | −0.02 pts | $2,620 | $215,000 |
| Cash-out refinance | 86 | 47 | 27.9% | 6.750% | +0.26 pts | $2,570 | $145,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Profed Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| DeKalb County | 5 | 32 | 4.0% |
| Steuben County | 5 | 23 | 5.4% |
| Wells County | 6 | 18 | 4.2% |
| Whitley County | 8 | 15 | 2.6% |
| Adams County | 8 | 13 | 3.0% |
| Noble County | 11 | 17 | 2.7% |
| Allen County | 13 | 127 | 1.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology