Lender in Rhode Island · HMDA 2025
Province Mortgage Associates, Inc. mortgages in Rhode Island
Province Mortgage Associates, Inc.'s 2025 home-purchase and refinance lending in Rhode Island, compared with all lenders in the state.
Province Mortgage Associates, Inc. originated 275 owner-occupied single-family loans in Rhode Island from 301 completed applications, making it the state's #12 lender by volume.
Its median conventional purchase loan costs were $4,970 versus $5,000 for all Rhode Island lenders, at a median 30-year fixed rate of 6.875% (Rhode Island: 6.625%).
Loans in RI
275
of 301 applications
Denial rate
5.4%
Purchase · RI 6.6%
Rate spread
+0.44 pts
Conv. · RI +0.16 pts
Loan amount
$415,000
Purchase · RI $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 259 | 242 | 5.4% | 6.875% | +0.44 pts | $4,970 | $415,000 |
| Refinance | 14 | 11 | — | — | — | — | — |
| Cash-out refinance | 28 | 22 | 21.4% | — | — | — | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Rhode Island counties where Province Mortgage Associates, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Providence County | 10 | 187 | 2.7% |
| Kent County | 11 | 65 | 2.5% |
| Bristol County | 17 | 7 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology