Lender in Utah · HMDA 2025
Ranlife, Inc. mortgages in Utah
Ranlife, Inc.'s 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
Ranlife, Inc. originated 555 owner-occupied single-family loans in Utah from 571 completed applications, making it the state's #19 lender by volume.
Its median conventional purchase loan costs were $8,330 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.49% (Utah: 6.50%).
Loans in UT
555
of 571 applications
Denial rate
0.3%
Purchase · UT 6.5%
Rate spread
+0.14 pts
Conv. · UT +0.05 pts
Loan amount
$425,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 380 | 373 | 0.3% | 6.490% | +0.14 pts | $8,330 | $425,000 |
| Refinance | 115 | 108 | 6.1% | 5.990% | +0.03 pts | $9,830 | $455,000 |
| Cash-out refinance | 76 | 74 | 2.6% | — | +0.18 pts | $8,940 | $375,000 |
*Conventional loans only; medians with at least 20 loans.
Utah counties where Ranlife, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Daggett County | 6 | 1 | 12.5% |
| Tooele County | 11 | 51 | 2.8% |
| Salt Lake County | 12 | 243 | 1.6% |
| Millard County | 19 | 2 | 1.3% |
| Davis County | 21 | 61 | 1.2% |
| Box Elder County | 21 | 12 | 1.0% |
| Weber County | 22 | 52 | 1.1% |
| Utah County | 25 | 98 | 0.8% |
| Uintah County | 25 | 3 | 0.6% |
| Juab County | 25 | 2 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology