Lender in Louisiana · HMDA 2025
Red River Bank mortgages in Louisiana
Red River Bank's 2025 home-purchase and refinance lending in Louisiana, compared with all lenders in the state.
Red River Bank originated 534 owner-occupied single-family loans in Louisiana from 680 completed applications, making it the state's #19 lender by volume.
Its median conventional purchase loan costs were $3,750 versus $4,900 for all Louisiana lenders, at a median 30-year fixed rate of 6.25% (Louisiana: 6.625%).
Loans in LA
534
of 680 applications
Denial rate
19.0%
Purchase · LA 10.2%
Rate spread
−0.08 pts
Conv. · LA +0.19 pts
Loan amount
$215,000
Purchase · LA $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 574 | 461 | 19.0% | 6.250% | −0.08 pts | $3,750 | $215,000 |
| Refinance | 87 | 60 | 31.0% | — | +0.94 pts | $1,000 | $155,000 |
| Cash-out refinance | 19 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Louisiana counties where Red River Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Rapides Parish | 1 | 214 | 19.5% |
| Grant Parish | 3 | 11 | 6.8% |
| Avoyelles Parish | 7 | 20 | 6.6% |
| LaSalle Parish | 13 | 2 | 1.6% |
| Pointe Coupee Parish | 14 | 5 | 2.7% |
| Allen Parish | 14 | 2 | 2.0% |
| East Baton Rouge Parish | 15 | 75 | 1.7% |
| Caddo Parish | 15 | 39 | 1.9% |
| Washington Parish | 19 | 3 | 1.2% |
| Calcasieu Parish | 21 | 32 | 1.7% |
| Bossier Parish | 21 | 25 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology