Lender in Texas · HMDA 2025
Regions Bank mortgages in Texas
Regions Bank's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Regions Bank originated 553 owner-occupied single-family loans in Texas from 782 completed applications.
Its median conventional purchase loan costs were $8,590 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
553
of 782 applications
Denial rate
14.6%
Purchase · TX 10.2%
Rate spread
+0.07 pts
Conv. · TX +0.09 pts
Loan amount
$485,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 527 | 423 | 14.6% | 6.625% | +0.07 pts | $8,590 | $485,000 |
| Refinance | 166 | 76 | 49.4% | — | +0.92 pts | $0 | $155,000 |
| Cash-out refinance | 89 | 54 | 34.8% | 6.875% | +0.26 pts | $6,360 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Regions Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Angelina County | 7 | 24 | 3.7% |
| Real County | 13 | 1 | 6.3% |
| Bowie County | 20 | 10 | 1.2% |
- Regions Bank nationwide
- Texas mortgage market
- Regions Bank in Florida
- Regions Bank in Alabama
- Regions Bank in Tennessee
- Regions Bank in Georgia
- Regions Bank in Mississippi
- Regions Bank in Louisiana
- Regions Bank in Arkansas
- Regions Bank in Indiana
- Regions Bank in Missouri
- Regions Bank in Illinois
- Regions Bank in North Carolina
- Regions Bank in South Carolina
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology