Lender in Pennsylvania · HMDA 2025
Reliance First Capital, LLC mortgages in Pennsylvania
Reliance First Capital, LLC's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Reliance First Capital, LLC originated 301 owner-occupied single-family loans in Pennsylvania from 321 completed applications.
Its median conventional purchase loan costs were $6,120 versus $5,880 for all Pennsylvania lenders, at a median 30-year fixed rate of 6.75% (Pennsylvania: 6.625%).
Loans in PA
301
of 321 applications
Denial rate
5.7%
Purchase · PA 6.7%
Rate spread
+0.51 pts
Conv. · PA +0.17 pts
Loan amount
$195,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 106 | 100 | 5.7% | 6.750% | +0.51 pts | $6,120 | $195,000 |
| Refinance | 4 | 4 | — | — | — | — | — |
| Cash-out refinance | 211 | 197 | 4.7% | 6.990% | +0.76 pts | $8,170 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Reliance First Capital, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Westmoreland County | 18 | 58 | 1.5% |
| Elk County | 23 | 2 | 0.8% |
| Clinton County | 24 | 4 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology