Lender in Georgia · HMDA 2025
Renasant Bank mortgages in Georgia
Renasant Bank's 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Renasant Bank originated 1,193 owner-occupied single-family loans in Georgia from 1,272 completed applications, making it the state's #24 lender by volume.
Its median conventional purchase loan costs were $6,490 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.50% (Georgia: 6.624%).
Loans in GA
1,193
of 1,272 applications
Denial rate
5.0%
Purchase · GA 9.9%
Rate spread
+0.07 pts
Conv. · GA +0.13 pts
Loan amount
$295,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,038 | 981 | 5.0% | 6.500% | +0.07 pts | $6,490 | $295,000 |
| Refinance | 129 | 119 | 7.0% | 6.625% | +0.04 pts | $5,660 | $305,000 |
| Cash-out refinance | 105 | 93 | 11.4% | 6.750% | +0.31 pts | $6,410 | $265,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Renasant Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 72.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Coffee County | 1 | 44 | 23.3% |
| Rabun County | 1 | 30 | 16.3% |
| Twiggs County | 2 | 2 | 4.9% |
| Quitman County | 2 | 1 | 10.0% |
| Worth County | 3 | 6 | 5.1% |
| Jeff Davis County | 3 | 5 | 5.9% |
| Atkinson County | 3 | 2 | 11.1% |
| Lee County | 4 | 32 | 5.8% |
| Bleckley County | 4 | 10 | 7.5% |
| Pulaski County | 4 | 7 | 5.8% |
| Bacon County | 4 | 3 | 7.5% |
| Terrell County | 4 | 3 | 4.3% |
| Clay County | 4 | 1 | 6.3% |
| Clinch County | 4 | 1 | 3.1% |
| Dodge County | 5 | 6 | 4.9% |
| Appling County | 5 | 5 | 5.2% |
| Ben Hill County | 5 | 4 | 3.9% |
| Dooly County | 5 | 2 | 3.8% |
| Dougherty County | 6 | 23 | 4.0% |
| Randolph County | 6 | 1 | 4.3% |
| Treutlen County | 6 | 1 | 4.8% |
| Wheeler County | 6 | 1 | 4.3% |
| Bulloch County | 7 | 27 | 3.2% |
| Habersham County | 7 | 23 | 3.5% |
| Pickens County | 7 | 20 | 2.9% |
| Berrien County | 8 | 5 | 2.8% |
| Evans County | 9 | 2 | 3.5% |
| Telfair County | 9 | 1 | 3.2% |
| Tattnall County | 10 | 4 | 2.2% |
| Marion County | 10 | 1 | 1.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology