Lender in Texas · HMDA 2025
Residential Wholesale Mortgage, Inc. mortgages in Texas
Residential Wholesale Mortgage, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Residential Wholesale Mortgage, Inc. originated 407 owner-occupied single-family loans in Texas from 419 completed applications.
Its median conventional purchase loan costs were $6,100 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.624% (Texas: 6.50%).
Loans in TX
407
of 419 applications
Denial rate
2.4%
Purchase · TX 10.2%
Rate spread
+0.25 pts
Conv. · TX +0.09 pts
Loan amount
$285,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 372 | 361 | 2.4% | 6.624% | +0.25 pts | $6,100 | $285,000 |
| Refinance | 39 | 39 | 0.0% | 6.500% | +0.29 pts | $6,280 | $375,000 |
| Cash-out refinance | 8 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Residential Wholesale Mortgage, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Crane County | 1 | 4 | 17.4% |
| Borden County | 1 | 1 | 50.0% |
| Dickens County | 2 | 1 | 33.3% |
| Motley County | 5 | 1 | 14.3% |
| Wichita County | 11 | 25 | 1.7% |
| Archer County | 12 | 3 | 1.9% |
| Childress County | 12 | 1 | 2.8% |
| Lubbock County | 13 | 78 | 1.8% |
| Baylor County | 15 | 1 | 3.6% |
| Gonzales County | 16 | 2 | 1.8% |
| Clay County | 17 | 2 | 1.3% |
| Terry County | 22 | 1 | 1.5% |
| Hockley County | 25 | 2 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology