Lender in South Carolina · HMDA 2025
Resource Financial Services, Inc. mortgages in South Carolina
Resource Financial Services, Inc.'s 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Resource Financial Services, Inc. originated 629 owner-occupied single-family loans in South Carolina from 645 completed applications.
Its median conventional purchase loan costs were $4,970 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.625% (South Carolina: 6.624%).
Loans in SC
629
of 645 applications
Denial rate
2.0%
Purchase · SC 8.8%
Rate spread
+0.20 pts
Conv. · SC +0.12 pts
Loan amount
$245,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 605 | 593 | 2.0% | 6.625% | +0.20 pts | $4,970 | $245,000 |
| Refinance | 22 | 18 | 18.2% | — | — | — | — |
| Cash-out refinance | 18 | 18 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Resource Financial Services, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Sumter County | 2 | 95 | 6.5% |
| Lee County | 6 | 3 | 4.0% |
| Newberry County | 8 | 10 | 2.8% |
| Richland County | 9 | 209 | 2.9% |
| Lexington County | 9 | 160 | 2.8% |
| Orangeburg County | 14 | 14 | 2.0% |
| Calhoun County | 15 | 2 | 1.6% |
| Cherokee County | 18 | 6 | 1.1% |
| Kershaw County | 21 | 14 | 1.2% |
| Fairfield County | 24 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology