Lender in Texas · HMDA 2025
Right Start Mortgage, Inc. mortgages in Texas
Right Start Mortgage, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Right Start Mortgage, Inc. originated 1,716 owner-occupied single-family loans in Texas from 1,918 completed applications.
Its median conventional purchase loan costs were $8,200 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
1,716
of 1,918 applications
Denial rate
9.0%
Purchase · TX 10.2%
Rate spread
+0.36 pts
Conv. · TX +0.09 pts
Loan amount
$265,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,766 | 1,603 | 9.0% | 6.625% | +0.36 pts | $8,200 | $265,000 |
| Refinance | 90 | 69 | 23.3% | 6.500% | +0.39 pts | $8,840 | $265,000 |
| Cash-out refinance | 62 | 44 | 29.0% | 7.125% | +0.81 pts | $7,190 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Right Start Mortgage, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 44.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Briscoe County | 1 | 2 | 25.0% |
| Roberts County | 1 | 2 | 25.0% |
| Angelina County | 2 | 70 | 10.8% |
| Potter County | 2 | 54 | 5.7% |
| Hale County | 2 | 17 | 8.6% |
| Winkler County | 2 | 5 | 12.2% |
| Wheeler County | 2 | 4 | 13.8% |
| Hutchinson County | 3 | 12 | 5.4% |
| Carson County | 3 | 5 | 6.3% |
| Upton County | 3 | 3 | 15.8% |
| Randall County | 5 | 114 | 4.7% |
| Nacogdoches County | 5 | 25 | 5.7% |
| Atascosa County | 5 | 23 | 4.9% |
| Swisher County | 5 | 3 | 4.8% |
| Crane County | 5 | 2 | 8.7% |
| Sherman County | 5 | 2 | 6.7% |
| Andrews County | 6 | 11 | 4.6% |
| Ector County | 7 | 78 | 3.6% |
| Pecos County | 7 | 4 | 4.7% |
| Frio County | 7 | 2 | 4.1% |
| Hidalgo County | 8 | 235 | 4.0% |
| Donley County | 8 | 2 | 5.9% |
| Starr County | 10 | 8 | 4.4% |
| Reeves County | 10 | 2 | 2.6% |
| Lipscomb County | 10 | 1 | 6.7% |
| Moore County | 11 | 6 | 2.8% |
| Gray County | 11 | 4 | 2.1% |
| Calhoun County | 11 | 3 | 1.8% |
| Shelby County | 11 | 3 | 2.6% |
| Bandera County | 12 | 4 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology