Lender in Ohio · HMDA 2025
RiverHills Bank mortgages in Ohio
RiverHills Bank's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
RiverHills Bank originated 270 owner-occupied single-family loans in Ohio from 340 completed applications.
Its median conventional purchase loan costs were $3,540 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
270
of 340 applications
Denial rate
15.9%
Purchase · OH 7.1%
Rate spread
+0.13 pts
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 283 | 227 | 15.9% | 6.625% | +0.13 pts | $3,540 | $245,000 |
| Refinance | 31 | 27 | 12.9% | — | −0.73 pts | $2,440 | $285,000 |
| Cash-out refinance | 26 | 16 | 38.5% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where RiverHills Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Clermont County | 13 | 75 | 2.0% |
| Brown County | 15 | 11 | 1.8% |
| Hamilton County | 21 | 131 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology