Lender in Minnesota · HMDA 2025
Rocket Mortgage, LLC mortgages in Minnesota
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in Minnesota, compared with all lenders in the state.
Rocket Mortgage, LLC originated 4,060 owner-occupied single-family loans in Minnesota from 5,051 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $5,310 versus $5,100 for all Minnesota lenders, at a median 30-year fixed rate of 6.625% (Minnesota: 6.625%).
Loans in MN
4,060
of 5,051 applications
Denial rate
9.0%
Purchase · MN 5.2%
Rate spread
+0.18 pts
Conv. · MN +0.15 pts
Loan amount
$285,000
Purchase · MN $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 2,077 | 1,881 | 9.0% | 6.625% | +0.18 pts | $5,310 | $285,000 |
| Refinance | 1,264 | 953 | 17.9% | 6.125% | −0.01 pts | $5,500 | $285,000 |
| Cash-out refinance | 1,710 | 1,226 | 25.9% | 6.875% | +0.59 pts | $7,220 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Minnesota counties where Rocket Mortgage, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 87.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pine County | 1 | 36 | 9.9% |
| Cass County | 1 | 20 | 5.8% |
| Aitkin County | 1 | 14 | 7.1% |
| Chippewa County | 1 | 13 | 12.3% |
| Yellow Medicine County | 1 | 11 | 12.6% |
| Lac qui Parle County | 1 | 7 | 13.7% |
| St. Louis County | 2 | 155 | 6.5% |
| Sherburne County | 2 | 115 | 6.5% |
| Crow Wing County | 2 | 49 | 5.8% |
| Isanti County | 2 | 48 | 6.6% |
| Benton County | 2 | 39 | 7.0% |
| Freeborn County | 2 | 33 | 9.4% |
| Kandiyohi County | 2 | 33 | 7.3% |
| Polk County | 2 | 31 | 9.2% |
| Le Sueur County | 2 | 29 | 7.1% |
| Meeker County | 2 | 22 | 7.6% |
| Todd County | 2 | 18 | 6.8% |
| Kanabec County | 2 | 17 | 8.0% |
| Renville County | 2 | 15 | 10.1% |
| Sibley County | 2 | 15 | 6.9% |
| Cottonwood County | 2 | 14 | 12.2% |
| Jackson County | 2 | 12 | 11.9% |
| Wadena County | 2 | 12 | 9.0% |
| Marshall County | 2 | 9 | 11.3% |
| Pope County | 2 | 9 | 8.0% |
| Big Stone County | 2 | 7 | 15.9% |
| Watonwan County | 2 | 7 | 7.6% |
| Cook County | 2 | 4 | 8.5% |
| Hennepin County | 3 | 779 | 4.8% |
| Dakota County | 3 | 341 | 5.3% |
- Rocket Mortgage, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology