Lender in Mississippi · HMDA 2025
Rocket Mortgage, LLC mortgages in Mississippi
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.
Rocket Mortgage, LLC originated 2,098 owner-occupied single-family loans in Mississippi from 2,953 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $5,830 versus $4,460 for all Mississippi lenders, at a median 30-year fixed rate of 6.75% (Mississippi: 6.625%).
Loans in MS
2,098
of 2,953 applications
Denial rate
18.9%
Purchase · MS 11.3%
Rate spread
+0.41 pts
Conv. · MS +0.26 pts
Loan amount
$215,000
Purchase · MS $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 850 | 680 | 18.9% | 6.750% | +0.41 pts | $5,830 | $215,000 |
| Refinance | 749 | 523 | 23.4% | 6.500% | +0.15 pts | $5,830 | $225,000 |
| Cash-out refinance | 1,354 | 895 | 31.8% | 6.990% | +0.71 pts | $6,040 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Mississippi counties where Rocket Mortgage, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 80.
| County | Rank | Loans | Market share |
|---|---|---|---|
| DeSoto County | 1 | 237 | 7.2% |
| Union County | 1 | 23 | 10.5% |
| Stone County | 1 | 22 | 11.9% |
| Clay County | 1 | 19 | 16.2% |
| Tippah County | 1 | 17 | 16.2% |
| Calhoun County | 1 | 12 | 14.6% |
| Webster County | 1 | 11 | 16.4% |
| Franklin County | 1 | 9 | 22.5% |
| Choctaw County | 1 | 8 | 18.2% |
| Jefferson County | 1 | 3 | 21.4% |
| Harrison County | 2 | 208 | 6.9% |
| Jackson County | 2 | 121 | 6.1% |
| Pearl River County | 2 | 62 | 8.3% |
| Lamar County | 2 | 59 | 6.8% |
| Marshall County | 2 | 32 | 6.4% |
| Warren County | 2 | 28 | 8.5% |
| Prentiss County | 2 | 24 | 13.3% |
| Washington County | 2 | 24 | 10.7% |
| Adams County | 2 | 20 | 10.4% |
| Copiah County | 2 | 15 | 10.9% |
| Clarke County | 2 | 13 | 10.3% |
| Covington County | 2 | 12 | 10.9% |
| Lawrence County | 2 | 11 | 13.6% |
| Wayne County | 2 | 11 | 13.9% |
| Jasper County | 2 | 8 | 10.3% |
| Benton County | 2 | 7 | 9.7% |
| Chickasaw County | 2 | 7 | 8.3% |
| Montgomery County | 2 | 7 | 13.2% |
| Coahoma County | 2 | 6 | 8.5% |
| Wilkinson County | 2 | 4 | 16.0% |
- Rocket Mortgage, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology