Lender in New Mexico · HMDA 2025
Rocket Mortgage, LLC mortgages in New Mexico
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in New Mexico, compared with all lenders in the state.
Rocket Mortgage, LLC originated 1,785 owner-occupied single-family loans in New Mexico from 2,419 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $5,930 versus $5,210 for all New Mexico lenders, at a median 30-year fixed rate of 6.625% (New Mexico: 6.625%).
Loans in NM
1,785
of 2,419 applications
Denial rate
12.8%
Purchase · NM 8.3%
Rate spread
+0.29 pts
Conv. · NM +0.18 pts
Loan amount
$285,000
Purchase · NM $305,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 713 | 610 | 12.8% | 6.625% | +0.29 pts | $5,930 | $285,000 |
| Refinance | 706 | 503 | 20.8% | 6.250% | +0.04 pts | $6,170 | $285,000 |
| Cash-out refinance | 1,000 | 672 | 30.8% | 6.875% | +0.58 pts | $7,340 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
New Mexico counties where Rocket Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Eddy County | 1 | 111 | 15.5% |
| Taos County | 1 | 38 | 18.9% |
| Rio Arriba County | 1 | 22 | 16.9% |
| Grant County | 1 | 20 | 12.0% |
| McKinley County | 1 | 18 | 13.1% |
| Colfax County | 1 | 16 | 16.8% |
| San Miguel County | 1 | 12 | 11.3% |
| Socorro County | 1 | 10 | 11.9% |
| Union County | 1 | 5 | 29.4% |
| Quay County | 1 | 4 | 12.5% |
| Sandoval County | 2 | 205 | 6.4% |
| Chaves County | 2 | 95 | 16.4% |
| Lincoln County | 2 | 17 | 10.8% |
| Luna County | 2 | 15 | 11.3% |
| Guadalupe County | 2 | 4 | 21.1% |
| Doña Ana County | 3 | 214 | 8.6% |
| San Juan County | 3 | 78 | 9.0% |
| Sierra County | 3 | 8 | 10.0% |
| Bernalillo County | 4 | 532 | 6.5% |
| Santa Fe County | 4 | 91 | 5.5% |
| Otero County | 4 | 74 | 9.8% |
| Lea County | 4 | 42 | 8.0% |
| Los Alamos County | 4 | 27 | 7.4% |
| Roosevelt County | 4 | 16 | 10.4% |
| De Baca County | 4 | 1 | 14.3% |
| Curry County | 5 | 40 | 6.8% |
| Torrance County | 5 | 7 | 6.4% |
| Cibola County | 5 | 3 | 5.8% |
| Valencia County | 6 | 59 | 5.2% |
| Hidalgo County | 6 | 1 | 7.7% |
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology