Lender in Texas · HMDA 2025
Rocky Mountain Mortgage Company mortgages in Texas
Rocky Mountain Mortgage Company's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Rocky Mountain Mortgage Company originated 714 owner-occupied single-family loans in Texas from 939 completed applications.
Its median conventional purchase loan costs were $6,630 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.625% (Texas: 6.50%).
Loans in TX
714
of 939 applications
Denial rate
22.9%
Purchase · TX 10.2%
Rate spread
+0.09 pts
Conv. · TX +0.09 pts
Loan amount
$285,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 921 | 710 | 22.9% | 6.625% | +0.09 pts | $6,630 | $285,000 |
| Refinance | 6 | 2 | — | — | — | — | — |
| Cash-out refinance | 12 | 2 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Rocky Mountain Mortgage Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| El Paso County | 2 | 707 | 7.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology