Lender in Oregon · HMDA 2025
Rogue Credit Union mortgages in Oregon
Rogue Credit Union's 2025 home-purchase and refinance lending in Oregon, compared with all lenders in the state.
Rogue Credit Union originated 461 owner-occupied single-family loans in Oregon from 493 completed applications.
Its median conventional purchase loan costs were $5,140 versus $6,490 for all Oregon lenders, at a median 30-year fixed rate of 6.625% (Oregon: 6.625%).
Loans in OR
461
of 493 applications
Denial rate
1.9%
Purchase · OR 5.7%
Rate spread
+0.09 pts
Conv. · OR +0.12 pts
Loan amount
$335,000
Purchase · OR $415,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 372 | 363 | 1.9% | 6.625% | +0.09 pts | $5,140 | $335,000 |
| Refinance | 21 | 14 | 33.3% | — | — | — | — |
| Cash-out refinance | 100 | 84 | 13.0% | 6.875% | +0.28 pts | $3,910 | $225,000 |
*Conventional loans only; medians with at least 20 loans.
Oregon counties where Rogue Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Curry County | 1 | 27 | 16.9% |
| Jackson County | 3 | 226 | 8.8% |
| Malheur County | 3 | 26 | 9.8% |
| Josephine County | 4 | 69 | 7.6% |
| Douglas County | 4 | 53 | 4.6% |
| Coos County | 9 | 19 | 2.8% |
| Klamath County | 10 | 25 | 3.1% |
| Harney County | 15 | 1 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology